New California Law: Don’t get caught with a cell-phone in your hand!

California drivers have been familiar with laws that prohibit driving while texting (except through voice operated and hands-free features), but as of January 2017, a new law came into effect. The New 2017 Law This new law requires your device to be mounted on the windshield, dashboard or center console. The DMV clarifies that “The […]

Holiday Tips and Precautions for a Happy New Year!

The holidays and New Year’s celebrations are a time of travel and festivities. And while we hope that the holidays are a time of celebration, nothing could be more devastating during this time than a home break-in or an unexpected accident. Following proactive procedures can help give you peace of mind. Travel and Home Safety […]

Is Now the Best Time to Buy Earthquake Insurance

With the recent talk in the media about forecasted quakes, you might be wondering, “should I buy earthquake insurance?” You’ve likely seen the commercials from the California Earthquake Authority with topics like, “it’s not a matter of if, but when,” and informative videos about the hundreds of fault lines that spider beneath California. California is […]

Why Every Renter Benefits from Renter’s Insurance

Although some landlords require renters to purchase renter’s insurance, in many rental situations it is still a voluntary coverage. Renter’s insurance is low cost coverage and provides security in areas beyond the home. Renters insurance not only covers the loss of valuable possessions but it offers liability. Most renters insurance policies give you about $100,000 […]

Dog Ownership and Your Homeowner’s Insurance: What You Need to Know

A dog is known as man’s best friend for a reason, but as dog owners know, owning a dog is accompanied by many expenses and responsibilities. When people pick out their perfect companion they might not have homeowner’s insurance on the mind, but if you own a home, having coverage and being proactive about your […]

Why Teen Drivers make Umbrella Policies a Necessity

The following story was related to us from one of our partners…  “Mark’s summer internship in the city was a dream come true for a 17-year-old — especially because he got to drive there every day in his very own car. TAKING THE WHEEL His parents made sure he bought the car with his own […]

What’s in your Garage? And is it Covered…

As the weather warms up, everyone starts thinking about vacation. People start thinking about buying a boat or RV and those who are already owners take them out of storage, wipe the dust off, and get them ready for a road trip. Boats are RVs are big investments you want to make sure they’re properly […]

The Best of Earthquake Preparedness Month

California is known for its great beaches, fine wines, and… earthquakes. It’s been a while since we’ve experienced a quake of notable size (1994, to be exact), but out of all of the states in the United States, we’re still the earthquake capital. It’s a fact that some Californians take pride in… because you just […]

Would You Be Covered For These 3 Auto Insurance Claims?

Auto insurance will cover a number of strange incidents while on the road. Auto insurance is one of the most common insurance policies out there. From claims of fender benders to stolen vehicle claims, many people know the basics of what their policy will cover. However, your car insurance policy will also provide coverage for […]

Do Retirees Need Life Insurance?

What everyone should know about life insurance before retiring. The day that you retire should be one of the happiest days of your life. After working for many years, you finally have the time to enjoy the simpler things in life. However, before you reach your retirement, it is important to take the time to […]