Stay Safe This Thanksgiving With These Tips

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Thanksgiving is just a couple of days away, so it is the perfect time to make your shopping list to be sure you have all the ingredients for your Thanksgiving feast. It is also the best time to ensure that you stay safe while in the kitchen. Keep these simple Thanksgiving safety tips in mind so that everyone has a safe and happy holiday.

  • Before you start cooking, thoroughly clean your oven and stove. Built up grease from past meals can easily start a fire.
  • Do not leave you house while you are cooking. If something is on the stove, do not leave the kitchen so that you can keep an eye on the food.
  • Do not allow children within three feet of the oven and stove since they can easily be burned from boiling water or splattering grease.
  • Keep you floor free from any obstacles, such as toys and bags. Keep your pets out of the kitchen so that you do not trip over them.
  • Keep any flammable objects, such as towels, potholders, plastic bags, and food containers away from the stove so that they do not catch fire.
  • Keep a fire extinguisher that is rated for grease fires in your kitchen. Make sure that multiple people in your house know how to use it.
  • Check all of the smoke alarms in your home to make sure that they are working properly. Replace any alarms that are outdated or broken.
  • Before you go to bed at the end of the day, double check to make sure that all appliances are turned off, especially the oven and stove.

Cappuccino Insurance Agency in Westlake Village, California would like to wish you and your family a Happy Thanksgiving!

Check Out These Local Events!

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The cool fall weather is here, and there is no better way to enjoy the season than by spending time with your loved ones in the local community. Make sure to mark your calendar for these exciting events in the Conejo Valley, this fall.

The 10th Annual Conejo Valley YMCA Turkey Day Dash is the perfect place to spend your Thanksgiving morning. Starting at 8 am on November 27th at California Lutheran University, the Turkey Dash will be fun for the whole family! There are two races to participate in, a fun run that starts at 8 am and a 5K Run/Walk that starts at 8:30 am. The event is just a couple of hours long, ensuring that you have plenty of time to make it back to your Thanksgiving dinner plans. All of the proceeds from the event will help to benefit the Conejo Valley YMCA.

If you are looking to get into the holiday spirit, you will not want to miss An Irish Christmas at the Thousand Oaks Civic Arts Plaza on December 21st. The family friendly event features Kevin Horton of Riverdance leading the traditional Irish dance. The event will have music, traditional dance, storytelling, and tons of Irish soul. Make sure to get your tickets today before this popular show sells out.

The 3rd Annual Holly Jolly Half Marathon 5K and 10K is taking place on December 21st. The course takes you over gentle rolling hills through Camarillo. Make sure to wear your best holiday costume for a chance to win a prize!

Cappuccino Insurance Agency, located in Westlake Village, California would like to invite you and your family out to enjoy all these fun, local activities this fall.

Prevent a Break-In With These Tips

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The holiday season is fast approaching, which means you may be leaving your house vacant while you are visiting family. Before you pack your bags, it is important to make sure you know how to keep your house safe for the season. Keep these tips in mind to help prevent a break-in at your home.

  • Keep it bright – install a timer on a couple of lights in your home so that they will come on at different times in the evening to keep your home bright.
  • Lock up – before you leave, check to make sure all the doors and windows, even the ones on the second story, throughout your home are locked.
  • Keep your gardener – if you are leaving for an extended period of time, make sure that your gardener keeps up with your landscaping. Nothing says vacant house like overgrown grass and bushes.
  • Stop your mail – ask the post office to hold your mail until you get back, or ask a trusted neighbor to pick it up each day so that it does not pile up.
  • Close the blinds – keep your blinds closed so that burglars cannot see all the valuables in your home. Also, make sure to lock any small valuables, such as jewelry, away in a safe.

Installing a security system in your home is one of the best ways to protect it! Not only will it deter burglars from breaking into your home, but it can also help to lower the cost of your homeowners insurance.

For all of your home insurance needs throughout the Conejo Valley and to ensure that you are protected in case of any unfortunate situation, contact Cappuccino Insurance Agency in Westlake Village, California. We will work with you to ensure that you have the right amount of coverage for your specific situation.

Stay Safe this Halloween with These Tips

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Happy Halloween from Cappuccino Insurance Agency! While celebrating the holiday this year, it is important to make sure that you know how to stay safe. Keep these Halloween safety tips in mind to ensure you have both a fun and safe holiday!

  • When setting up decorations, make sure to keep the walkway of your house clear so that nobody trips and is injured when trick or treating. Also, make sure that there are no other potential hazards, such as hoses or toys.
  • Make sure your pets are safely locked away from trick or treaters and do not jump on or bite anyone that comes to your door.
  • When choosing the right Halloween costume for your child, make sure to choose one that fits properly to avoid tripping and falling. Dress your children in comfortable shoes, since they will be walking long distances.
  • Use face paint instead of a mask to complete you child’s costume because masks can interfere with their ability to see. Make sure to test the face paint on a small area to ensure it does not irritate your child’s skin.
  • If you have older children who are trick or treating with a group of friends, make sure that they stay in neighborhoods they are familiar with, and have a designated times to be home.
  • Only cross the street in crosswalks, and follow all traffic laws. Teach your children to make eye contact with a driver before they cross the street, so they know the driver sees them.
  • Have your child carry a flashlight or glow stick to make them more visible to drivers and to help them see better at night.

Cappuccino Insurance Agency in Westlake Village would like to encourage you and your family to keep these tips in mind, to ensure you stay safe and have fun this holiday.

Check out These Local Pumpkin Patches!

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There is no better way to spend the cool fall season than checking out the local pumpkin patches in your community. Make sure to bring the whole family to enjoy all of these pumpkin patches in the Conejo Valley, this fall!

Great Pacific Pumpkins is a family owned pumpkin patch that people of all ages are sure to love. You will have your choice of different pumpkins, gourds, squash, and corn, both as decorations or delicious treats. Make sure to jump on a horse drawn hayride down to the barn, to visit all of the farm animals. Come this weekend and enjoy live music by the Shoemaker Brothers and Mid Life Crisis.

Stu Miller’s Pumpkin Patches has two different locations, in Thousand Oaks and Simi Valley. All pumpkins are locally grown, and there are plenty to choose from. Do not miss the different mechanical rides and giant inflatable slide! If you are feeling adventurous, make sure sign up for the bungee jump!

Underwood Family Farms in Moorpark is putting on its annual Fall Festival throughout October, and includes everything you expect from a farm! The festival features live music, tractor rides, pig races, and a corn maze. They will also be plenty of pumpkins to choose from to carve the perfect jack o’ lantern for Halloween.

Cappuccino Insurance Agency in Westlake Village would like to invite you and your family to enjoy all that these pumpkin patches have to offer!

The Right Insurance for Manufacturers

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There are very specific risks that are associated with companies that manufacture their own goods. Having the right insurance policies is the best way to ensure that the company is not financially devastated in case of a problem with the products. Make sure to invest in these specific insurance policies if your business manufactures their own goods.

  • Product recall insurance – covers the cost of situations associated with the recall of one of your products, including shipping, repairs, and customer notification.
  • General liability insurance – will cover most losses or injuries that your business causes to others, as well as the legal representation needed if you are sued.
  • Property insurance – covers the cost to replace or repair any business property, both the building and the contents of the building that is destroyed or damaged due to a named peril, including theft, fire, or flood.
  • Interruption of business insurance – will cover the cost of lost incomes and other expenses if your business is forced to shut down. When looking for the right policy, make sure to invest in one that will give you enough time to get back up and running.
  • Goods in transit insurance – provides coverage for your goods while they are being shipped to the customer.
  • Employee dishonest insurance – will provide coverage for losses that are caused by a theft within the company, including embezzlement and the loss of materials, products, and cash.
  • Worker’s compensation insurance – provides health care coverage for any employees who are injured on the job, no matter who is at fault.

For all your business insurance needs for your manufacturing business in the Conejo Valley, contact Cappuccino Insurance Agency in Westlake Village, California. We will work with your business to ensure that you have the most comprehensive coverage for your specific needs.

What can Employment Practices Liability Insurance do for You?

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Owning your own business comes with a lot of responsibility, including making sure that you and your employees are covered in any situation. Having the right employment practices liability insurance can help to make sure that your business has the proper coverage for any unfortunate situation, associated with problems with an employee. Keep these 4 common reasons to invest in an employment practices liability policy in mind when looking into the right insurance policies.

  1. Your decisions impact your employees. You make decisions every day that impact your employees, such as hiring, firing, promotions, compensation, and accommodating disabilities. Each one of these situations can easily lead to a lawsuit if they are not handled correctly.
  2. You can be financially devastated. Especially if you are a small business, one lawsuit associated with employee practices can have a serious financial impact on the company. The small cost of an employment practices liability policy will provide the right amount of coverage, no matter the size of the lawsuit.
  3. You cannot depend on human resources. Even if you have a strong and reliable human resources team, it does not mean that you can avoid all employee issues. Making sure that you are covered with the right employment practices liability policy can give you peace of mind in knowing that you will be able to handle any situation.
  4. You may not know how to handle a problem. Most employment practices claims are very complex, and you may not have the right tools to know-how to deal with the issue. Investing in an employment practices liability policy will ensure that you will have the right people behind you, in case of any unfortunate situation.

For all of your employment practices liability needs in the Conejo Valley, contact Cappuccino Insurance Agency in Westlake Village, California. We can provide you with the most comprehensive business insurance needs, to provide coverage in any situation.

Be Prepared for an Earthquake with These Tips

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Living in California comes with the danger of experiencing an earthquake. There is no way to tell when an earthquake is going to happen, or just how much damage it will cause. Make sure to keep these earthquake safety tips in mind to ensure that you and your loved ones are prepared for an earthquake.

  • Practice drills. The best way to ensure that everyone in your family knows what to do in case of an earthquake is to practice. It will also help everyone stay calm when there is an earthquake since they will know what to do.
  • Take cover. Make sure to identify a safe place to be during an earthquake in each of the rooms in your home. These could be under a sturdy table on next to an inside wall of the house.
  • Have an emergency kit. Make an emergency kit that you will be able to get to in case of an earthquake. This should include things such as medical supplies, water, and nonperishable food. Also make sure that it contains a list of things to grab in case of an emergency, such as medication, family heirlooms, and contact information for friends and family.
  • Think about your pets. Make sure that your pet also has a special emergency kit that includes medication, the phone number of vets, and a carriers.

The best way to make sure that you home is protected in case of an earthquake is to invest in an earthquake insurance policy. A typical homeowners insurance policy will not provide the right amount of protection needed, so you will be left paying for the damage out of your own pocket.

To ensure that your home and family are protected in case of an earthquake in the Conejo Valley, contact Cappuccino Insurance Agency in Westlake Village, California. We can provide the most comprehensive insurance coverage to ensure that you are protected from any damage.

Check out These Local Events!

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Living in the Conejo Valley allows you to enjoy all the fun, family activities in the area. As the cooler weather approaches, it is the perfect time to spend quality time with your loved ones outside and enjoy all that the local community has to offer. Make sure to check out these fun local events this September and October.

Looking for a good laugh? Then make sure to get your tickets to Bill Cosby at the Thousand Oaks Civic Arts Plaza on September 28th! The night is sure to leave you with a belly ache from the hours of laughter. The show starts at 7 p.m. and is sure to be something that you will not want to miss. Make sure to get your tickets today before they are all gone!

Underwood Farms has always been one of the favorite attractions in the Conejo Valley, and their Fall Harvest Festival adds to all the fun! The festival starts on September 27th and runs all the way through October 31st, with special events each weekend. The doors will open at 9 a.m. each day and close at 6 p.m. The first weekend of the festival from September 27th through 28th is one of the local favorites, the 5th Annual Friends of the Farm Weekend. All of the proceeds from the weekend will help benefit the Ventura County Sheriff’s Charity Organization Cops Running for Charity as well as the many Ventura County Fire Department’s Charities. There will be plenty of demonstrations from both the police department and fire department, including SWAT members and fire trucks on site. All of the other weekends also have many family friendly events that people of all ages will enjoy.

Cappuccino Insurance Agency, located in Westlake Village, California, would like to encourage you to check out both of these fun, exciting events in the local community.

Make Sure You Buy the Right House with These Tips

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Buying a home is one of the biggest financial decisions you will make in your life, which is why it is important to take your time and make sure that you choose the right house. Keep these tips in mind to ensure that you make the right decision when it comes to buying your new home.

  • Figure out what you need. There are many different housing options out there, from single family homes to a condo. It is important to recognize what will work the best for your family to ensure that everyone is happy and to help narrow down your search. Also make sure to decide on the number of bedrooms and bathrooms you need.
  • Figure out what you need. After you have decided the bare minimum of what you want in your home, decide what you need to help narrow down your search even more. These can be anything from the size of the yard to how much counter space is in the home.
  • Get pre-qualified. Getting pre-qualified for a mortgage is a good way to know the price range of homes that you should look at. It will also help the rest of the home buying process go much smoother once you are pre-qualified.
  • Know how much you can actually afford. Knowing how much a lender will loan you is one thing, but there are many other factors that go into affording a home. Make sure that you consider other costs of owning a home, including insurance, utilities, and even the cost to drive to work.

Most importantly, make sure to invest in the right homeowners insurance policy to ensure that your new home is covered in any unfortunate situation. For all of your homeowners insurance needs throughout the Conejo Valley, contact the insurance experts at Cappuccino Insurance Agency in Westlake Village, California.