Insurance Changes after your Wedding

Getting married is one of the biggest life changes that you will go through. Along with changing your family, it will also cause changes in your insurance policies. Make sure you know how to handle your insurance policies after you get married to ensure that you have the right amount of coverage.

• Auto insurance. Most of the time, combining your auto insurance policies is the best way to help keep the cost of your auto insurance low after getting married. It can also help to reduce the risk of having any gaps in your coverage. However, if your new spouse has a less than perfect driving record, you may end up spending more money on your auto insurance, so it may be a better idea to keep separate auto insurance policies.
• Homeowners insurance. After getting married, it is important to make sure both of your names are listed on your homeowners insurance policy for both your current home and any rental property that you have. If one home is going to be vacant while you find a renter, make sure that you have the right amount of insurance to cover the vacant property. You will also need to invest in a different type of insurance once the property is rented out.
• Umbrella insurance. Once you are married, you now have double the amount of assets, which means your already existing insurance policies probably do not have enough liability coverage. Investing in an umbrella insurance policy will provide the extra coverage needed for all of your new belongings in case they are damaged or destroyed.

For all of your Conejo Valley insurance needs after getting married, contact the insurance professionals at Cappuccino Insurance Agency in Westlake Village, California. We can provide you with the most comprehensive coverage for both you and your new spouse.